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State License: AZ #911737

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Chickie was very informative, she help me to understand how credit scores work. I was always in the loop as what was going on during my refinance. Thank you, Chickie !! Jimmy Hidalgo
Chickie was a pleasure to work with. She was both informative and communicated well from start to finish. I thank her for her patience and her down to earth demeanor that not only was welcoming but personable during what can be a stressful time for anyone purchasing a home. She really ... READ MORE Margie Happy buyer
We closed as promised with a great rate. Craig Pierce Craig Pierce
Chickie is phenomenal! My husband and I decided to purchase a home pretty last minute and she went above and beyond to get us our prequalification FAST. There is literally nothing that could have gone better with the whole process. Chickie got us a better rate than we expected, was ... READ MORE Sofia Faussette Sofia Faussette Finance Director
Chickie did an amazing job. She communicated through out the whole process, which eliminated any stress and made our transaction a smooth and enjoyable one. I would recommend Chickie to any family and friends. Thank you! Bret R Burke
Chickie was a pleasure to work with. She kept us up to date every step of the way on our refinance mortgage process. Chickie answered any questions or concerns we had immediately. We highly recommend Chickie. Thank you, Becky Becky Chavez
Chickie was very helpful and explained every detailed. She answered all the questions I had and I was very impressed with the videos she had for each process/stage our home loan was in. This made it very easy! I would definitely be coming back when we are ready for our second home. Albert Alvarez
Chickie was absolutely fantastic! She took care of all the questions a young home owner like me and my wife had for her. It was simply filling out what she needed and scanning it back to her. She made the process very easy and saved us greatly on our mortgage! Thanks again ! Greg Lujan
Chickie Sirakis managed our recent refinance. The process went flawlessly. I have purchased, sold and refinanced a number of properties in Arizona in the past, this transaction was exceptional; quick, accurate, and complete thanks to Chickie’s expertise, sharp attention to ... READ MORE Randy Rogers
It was great working with Chickie Sirakis. The process went very smooth because of Chickie's efficiency, easy to work personality, and professionalism. I definitely would recommend Chickie to my family and friends. ROBERT ANSON DIRECTOR OF INTERNATIONAL SALES
First things first, no incentives to write this review, this is 100% genuine. I had a one month deadline to purchase a house and had originally gone with a big name lender thinking I was being 100% taken care of. That was not the case; Then I was introduced to Chickie and every worry I ... READ MORE Noel Elia Insurance Professional
friendly, ontime phone and text return, explains each step by step, provisional. Sarmed Isaac supervisor
Chickie did an absolutely awesome job. So much so, that I sometimes forgot I was refinancing my mortgage. She answered my questions and she led me right through the signing. I never had to leave my home and everything went smoothly. I highly recommend Ms. Sirakis to anyone who is ... READ MORE Nancy Fluger Mother, daughter and servant of the Lord
Chickie did an absolutely awesome job. So much so, that I sometimes forgot I was refinancing my mortgage. She answered my questions and she led me right through the signing. I never had to leave my home and everything went smoothly. I highly recommend Ms. Sirakis to anyone who is ... READ MORE Nancy Fluger Mother, daughter and servant of the Lord
My name is Steven Gonzales and Chickie Sirakis was our Loan Officer for our recent Refi for our home in a very nice area of Gilbert. Chickie was personable and very honest throughout the process and so responsive whenever we had questions. Her professionalism in managing our experience ... READ MORE Steven Gonzales Regional Sales Manager
Chickie is amazing . She had helped my uncle before and had done a great job . She was there when I needed her and she helped me with everything I needed. Thank you so much for all you have done for me.❤️ Shada Gewarkis
Chickie is a person with rare talent. She is great at what she does and knows her job very well. She is very knowledgeable and finds herself around , I think she is the greatest. Margarito F Araiza Superintendent
Excellent service as always. Always on top of things...and makes sure I am too. Greg Small
Chickie Sirakis is a rare talent. She is a treasure and and a great asset to any company. She is organized, efficient, excellent communication, and meticulous. She always goes the extra mile. I am always confident the job will get done. Mona K Oshana Real Estate
There are not enough stars to rate the professionalism, diligence and efforts made that go above and beyond of Chickie Sirakis' work ethics. When Chickie is on the Job, I am always confidant the best will be done. Thank you Mona K Oshana Mona K Oshana Real Estate Agent/Glendale office Manager SW Prop Sales & Leasing
Chickie was extremely thorough. From telling me where we needed to be with our credit, to showing us how to get there. I would recommend Chickie to anyone who is looking to purchase a home. Thank you Chickie for your amazing support! Robert De La O Engineer
Chickie was r commended by a friend of mine and I’m thrilled that she was, my refinancing went very smooth and quickly with out any snags, I feel that Chickie went above and beyond in helping to make this happen, and I would recommend her to anyone and everyone. William Raymond Williams Construction manager
Chickie is always knew what was happening with the process. If she didn’t know the answer, she would quickly find it. Always very pleasant to talk to. We’ve had Chickie as our loan officer twice. We always ask for her. Terrye Anderson
It was a pleasure to work with Chickie! She went above and beyond for our family. Chickie is extremely effective and efficient. Lizbeth Rico Lizbeth Rico Wire Transfer Specialist III
Chickie simply said made things happen. I am an entrepreneur and small business owner. This almost always means there are challenges and opens many paths for data collection/reporting. Chickie was thoughtful in advising me through this process, was always available to my calls and ... READ MORE David Hooser David Hooser Founder, Franklin Virtual Schools
It was a pretty fast process then what we had expected, she was very helpful by explaining everything to us in detail and did a great job with helping out with a very low down payment. I would recommend her to anyone. Edgar Moreno Foreman
Chickie did an outstanding job helping me and wife refinance our home. Chickie provided constant communication and made the refinance process extremely easy. I will be providing referral to my friends and family to Chickie any chance I get. Jason Sandoval Property Claims Adjuster
In my experience in lending I have certain expectations of the loan officer assisting me, Chickie met those expectations. Chickie was very responsive, from my very first text message and through out the entire process to provide me information when I requested it. Although there are ... READ MORE Esperanza Homeowner
Chickie Sirakis was awesome !! I have never had such a smooth transaction as I did with Chickie. Complete professional and just made this experience as easy as it could be. She made me feel at ease and confident about the whole process. Quick, efficient, knowledge, expertise. Just ... READ MORE Omar Puebla Insurance Sales Advisor
I have bought a few homes in my 50 years and at NO TIME have I had such a painless purchasing process. Chickie responds quickly and is very attentive to the needs of her customer (me). I would recommend Chickie 10 out of 10 days! I have already passed her info off to others, I ... READ MORE Robert Banovich Senior Manager of Project Development
Chickie and her Team at AmeriFirst Financial are the BEST! She is very knowledgeable, totally professional and always a pleasure to work with. I wholeheartedly recommend Chickie to all of my clients. Joe Carter Real Estate Agent
Couldn’t ask for a more helpful, knowledgeable, professional person. Chickie was always available by phone to answer all our questions. Five stars for sure!! I highly recommend her Annie Smith Retired
Communication and information. These two words come to mind when describing Chickie's work ethic. She is a consummate professional at the top of her game and expects the same from the other Professionals in her field. To me there is no greater option then having her behind your ... READ MORE Ryan M Sirakis Client
Chickie, is extremely knowledgeable and simply the best mortgage officer, trustworthy and friendly. I would recommend her to anyone who is looking to buy home. Pablo R. Client
She was on top of everything. Answered all my questions, made sure my realtor and title office had everything. Thanks.. James Dye Customer
When we started the process of looking for a home we were very uncertain how to proceed. With Chickie's step by step guidance the process was a whole lot less daunting She made everything so smooth and so rapid we were in our new home in no time at all . Thank you Chickie . We ... READ MORE Samuel J Maya
Chickie,did a great job with my refinance of my home.She was very prompt to answer any of my questions and always responded very quick with my phone calls.i would recommend her over and over again,thank you Chickie. Manuel noriega Maintenance
Chickie is the bomb! She guides you through the process every step! She is always available to answer questions. She is very prompt and gets things done quickly. She is very honest and reliable. I would recommend her to anyone. I would also use her again if the need arises! Her whole ... READ MORE Kathy Hoxie retired
Chickie exceeded all expectations! She is a true professional in every way. She delivers exactly what she says she will. I will refer her to all my family, friends and clients. Our experience with Chickie has been amazing! Kimberly O'Connell President of Clean Therapy
This is the second time that we have had Chickie handle our loan application and process. And just as she did the first time everything was completed and done correctly and efficiently. I highly recommend her and would definitely use her again. She’s professional, competent and ... READ MORE Charles Prince
I have had several transactions with Chickie to purchase homes for myself and my children. No matter what the situation was, Chickie always found a way to make things work for us. She is very honest and up front about situations, and gives me a real sense of what to expect. She takes a ... READ MORE Greg Small
Chickie worked with me throughout my home buying process. From what I was told by others as being a tough process, it was not, Chickie made it very stress free. If someone I know starts the home buying process I would highly recommend Chickie. Bob Dietrich County Employee
Chickie was absolutely wonderful throughout this entire process. I needed a lot of hand holding and Chickie was always available. She was thorough , Professional and very patient and understanding. She went well above and beyond for me. I got through this process because of ... READ MORE Christine Freeman Retired
There is no one else that i have found who could even come close to the fantastic job Chickie does, or who i would trust 100% patrick d'anna
Chickie went out of her way to make the process easy for us! Coryn Johnson
Chickie did a fantastic job in securing a loan for me. She went above and beyond to get the job done Kathleen Boyum Owner
I can't recommend Chickie strongly enough. I'm a city girl at heart. I've been in apartment homes since I moved out on my own. This was my first home purchase. Not only did Chickie answer every question I had, but she switched gears seamlessly in the middle of the process. ... READ MORE Jessica Treanor Merchandising Services Manager
Ms Sirakis is a 'miracle worker' She gets the job done per her commitment of time, per buyer request and per the sellers signed agreement/ requirement per close. I have referred another 2 out of state buyers to Ms Sirakis for new loans, both in the $500,000 to ... READ MORE JULIE HALL real estate sales
Chickie has helped me with several loans over the past years and I have always been very pleased. I would not go anywhere else for mortgage financing. She's the best! Fabiola Trevizo Fabiola Trevizo Paralegal
We were extremely pleased with the knowledge, guidance, and professionalism that Chickie exhibited while using her services. She is trustworthy and very honest. We never felt confused and she explained everything thoroughly. I highly recommend using Chickie for any type of mortgage ... READ MORE Katie Ponton Self-Employed
It was a blessing to have Chickie help us with our loan. She was very helpful and knowledgeable. She has a great personality and always treated us with respect. I highly recommend Chickie to everyone I talk to looking to purchase a home. Jaime Padron City Of Peoria Public Works Inspector
Chickie was simply amazing! Purchasing my first home was nerve wrecking but she made the process so much easier. She was extremely knowledgeable and answered every question I had quickly. Her honesty and integrity made me feel at ease with the whole process. I would highly recommend ... READ MORE Monique Castillo
Chickie is both knowledgeable and effective as a loan officer. On more than one occasion I have asked Chickie to help with my personal & investment mortgage needs. She recently 'saved' me from a disastrous refinance situation. I have total confidence in recommending ... READ MORE Joe Carter Real Estate Agent
Chickie is amazing! She helped us qualify for our first home and then helped us again with our second home. She made the process easy and explained every detail. She was always making sure we got the best deal. I would recommend Chickie to anyone. She's hard working, responds ... READ MORE Alicia Espinoza Alicia Espinoza
Chicki was awesome! Came to her for a refinance on my home when I was having a hard time getting a loan with another financial institution and even with an employee rate. She was able to get me a loan and an even better rate than what I was to get for an employee rate. The process ... READ MORE Debbie Mcclung Debbie Mcclung Spec Credit Specialist II
Chickie is hands down the best! She has helped me with 2 refinances and made the process simple and seamless. Not knowing a lot about the refinance, she was very transparent, responsive, efficient, and a true expert! Chickie got me a great rate and saved me a ton on money in the process!! Sofia Faussette Finance Director
I was referred to Chickie by the seller of the home I was purchasing, I could have not been happier with my decision to use Chickie as my loan officer. We did not use a realtor for our home purchase and on top of it I was a first time home buyer- she was tremendously patient with us ... READ MORE Terra Williams Terra Williams Senior Medical Biller
Chickie was amazing to work with!! We had a difficult loan to put together and she was so helpful it getting it done. She found us a great deal on our interest rate and made the process so painless we really appreciated all her hard work. I would definitely recommend her to anyone ... READ MORE Carin Dietz Project Accountant
Chickie has helped us quliafy for 2 homes in the last 7 years and she has been an absolute pleasure to work with!!! I love how quickly she responds and just gets the job done! I defiantly love her work ethic and love how she is so up to date with the latest information! I recommend ... READ MORE Nicole Shamon
Chickie always does a fantastic job every time I work with her! She is honest, efficient, and hard working. I know that she will always do her best to find me the best deal that she can. I would recommend her to anyone! Jasmine Maya
Not sure I even know where to start to tell you how amazing the experience was we had with Chickie Sirakis. She was so incredibly helpful, and supportive through out the whole process. I make sure and tell anyone who asks who they should contact for their home loan needs. She is ... READ MORE Shawn & Kimberly Hathoot tire and auto industry sales
It was a blessing to have Chickie help us with our loan. She was very helpful and knowledgeable. She has a great personality and always treated us with respect. I highly recommend Chickie to everyone I talk to looking to purchase a home. Jaime Padron City Of Peoria Public Works Inspector
Chickie is a real "Go Getter". Straight forward and full speed ahead. Thanks for doing such a wonderful job for us and closing the loan on time! Daiv Paul Jordan Daiv Paul Jordan VP Area Sales Manager

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